Welcome Credit Power LLC
What Does Your Credit Report Say About You?
What is Credit Power LLC?
Credit Power LLC is dedicated to making a difference in your life and the community through credit repair, credit education, and focused financial management.
We are a goal oriented, results driven, veteran-owned business that interacts directly with the creditors and all three credit reporting agencies (Equifax, Experian, & TransUnion) to have inaccurate, unverifiable, outdated items, updated or removed permanently, in accordance with FCRA & consumer laws.
We provide a free consultation looking over your credit report, one account at a time. Yes, we hold your hand throughout your credit repair process, influencing you to feel comfortable while we continue to raise the bar of excellence.
92% of our clients see progress in as early 30 days!
Our employees at Credit Power had less than perfect credit so we inner-stand credit is a sensitive topic. We create a strategic game plan to fit your unique situation, empowering you to look attractive to lenders, confident to employers, and Credit Power ready! YESSSS! There's no other way but UP🚀 from here. Let's do it!
Just like you have a personal credit score, your business also has a credit score. Business credit is a track record of a business's financial responsibility that companies, investors, or financial organizations use to determine whether or not that business is a good candidate to lend money to or do business with.
First, we analyze all three of your credit reports and scores to identify the inaccurate, outdated, unverifiable items that are reflecting your character in a negative way.
Next, we attack all three credit bureaus, creditors and lenders demanding them to update or remove all items that are inaccurate and unfair by law!
When we receive responses, we act accordingly. 92% of the time we celebrate the score increases and removal of negative items.
How It Works
Know Your Credit Rights!
The Fair Credit Reporting Act (FCRA):
The FCRA is designed to help ensure that credit bureaus furnish correct and complete information to businesses to use when evaluating your application.
Your Rights Under the FCRA:
You have the right to receive a copy of your credit report. The copy of your report must contain all of the information in your file at the time of your request.
You have the right to know the name of anyone who received your credit report in the last year for most purposes or in the last two years for employment purposes.
Any company that denies your application must supply the name and address of the credit bureau they contacted, provided the denial was based on information given by the credit bureau.
You have the right to a free copy of your credit report when your application is denied because of information supplied by the credit bureau. Your request must be made within 60 days of receiving your denial notice.
If you contest the completeness or accuracy of information in your report, you should file a dispute with the credit bureau and with the company that furnished the information to the bureau. Both the credit bureau and the furnisher of information are legally obligated to investigate your dispute.
You have a right to add a summary explanation to your credit report if your dispute is not resolved to your satisfaction.
The Equal Credit Opportunity Act (ECOA):
The ECOA prohibits credit discrimination on the basis of sex, race, marital status, religion, national origin, age, or receipt of public assistance. Creditors may ask for this information (except religion) in certain situations, but may not use it to discriminate when deciding whether to grant you credit.
The ECOA protects consumers who deal with companies that regularly extend credit, including banks, small loan and finance companies, retail and department stores, credit card companies, and credit unions. Everyone who participates in the decision to grant credit, including real estate brokers who arrange financing, must follow this law. Businesses applying for credit also are protected by this law.
Your rights under the Equal Credit Opportunity Act:
You cannot be denied credit based on your race, sex, marital status, religion, age, national origin, or receipt of public assistance.
You have the right to have reliable public assistance considered in the same manner as other income.
Fair And Accurate Credit Transaction Act (FACTA):
If you are denied credit, you have a legal right to know why.
FACTA (Fair and Accurate Credit Transactions Act) is an amendment to FCRA (Fair Credit Reporting Act) that was added, primarily, to protect consumers from identity theft.
The Credit Power Sustainable Pie Chart
Mrs. Saloam Bey the CEO of Credit Power LLC is such an amazing person. I met her this past Saturday at her A seat at the table event, where she helped me get approved for a major card with a limit of $25,000!! A few days later which is today she helped me start up my own Real Estate business Lnb Realty Llc!! She is truly a blessing and loves helping people whether it is helping to start their Business, Building Business line of credit, credit approvals, credit repair and so much more she and her team are the ones to do it!!!
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